FSRA #13717 DOMINION LENDING CENTRES A.I.M.I. COLLECTIVE MORTGAGE GROUP
OVER 1 MILLION CANADIAN MORTGAGES ARE RENEWING IN THE NEXT TWO YEARS
Mortgage Renewal Coming Up? Compare Your Options First
Most Canadians accept their bank’s renewal offer without comparing rates. See if you could save before you sign.
Mortgage Renewal Calculator
Estimate your new mortgage payment and explore your renewal options before accepting your bank’s offer. Our RenewalIQ tool helps Ontario homeowners compare scenarios and plan their next step.
Current Mortgage Rates
Rates vary by borrower profile and lender. Compare options from multiple lenders before renewing.
Example Rates:
3 Yr Fixed From 3.92%
5 Yr Fixed From 3.89%
5 Yr Variable From 3.65%
Before You Renew Your Mortgage
Over 60% of Canadian mortgages are renewing between 2025 and 2026. Many homeowners accept their bank’s offer without comparing options. A mortgage broker can often find better rates or restructure your mortgage to reduce payments.
Trusted by Ontario Homeowners
See what clients say about working with Valko Financial.
Excellent service From the very beginning to the end, we got help with every single issue all ours questions and concerns were answered best Mortgage broker ever worked with
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Diana Vaca
13 days ago
Good job, Valko team!
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Jessica Bruce
10 days ago
Working with Tracy was a great experience. Tracy and her team worked hard to get me the best rate and consolidate everything for ease of payment. I would highly recommend Tracy Valko and Valko Financial if you are purchasing a home.
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Kathy Shaw
12 days ago
Good job, Valko.
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Adam Bruce
13 days ago
detonator gaming
18 days ago
UPDATE: We just renewed and Tracy and her team were able to get us even better rates than we thought possible! So grateful! Well done, and thank you! *** Tracy and her team are exceptional! They've got passion, integrity, and are determined to make things work. As owners of a proud Canadian manufacturing business, they worked magic to help us purchase both our new home and business studio! We could not have done it without them, and we are so grateful they're on our team! -Rob+Sarah
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do and dare undie co.
1 year ago
Let us help you renew with a strategy, not just a rate.
If your mortgage renewal is coming up in the next 6 to 12 months, now is the time to review your options. Many homeowners accept their bank’s renewal offer without comparing rates. Exploring other lenders could help you secure a better rate or lower your monthly payment before you sign.