FSRA #13717 DOMINION LENDING CENTRES A.I.M.I. COLLECTIVE MORTGAGE GROUP
OVER 1 MILLION CANADIAN MORTGAGES ARE RENEWING IN THE NEXT TWO YEARS
Mortgage Renewal Coming Up? Compare Your Options First
Most Canadians accept their bank’s renewal offer without comparing rates. See if you could save before you sign.
Mortgage Renewal Calculator
Estimate your new mortgage payment and explore your renewal options before accepting your bank’s offer. Our RenewalIQ tool helps Ontario homeowners compare scenarios and plan their next step.
Current Mortgage Rates
Rates vary by borrower profile and lender. Compare options from multiple lenders before renewing.
Example Rates:
3 Yr Fixed From 3.92%
5 Yr Fixed From 3.89%
5 Yr Variable From 3.65%
Before You Renew Your Mortgage
Over 60% of Canadian mortgages are renewing between 2025 and 2026. Many homeowners accept their bank’s offer without comparing options. A mortgage broker can often find better rates or restructure your mortgage to reduce payments.
Trusted by Ontario Homeowners
See what clients say about working with Valko Financial.
It was a very smooth process thanks to the Tracy Valko team. Thank you Tonya for all your help through the process!
Read moreKevin Carlaw
1 day ago
We had a good experience working with Carol Freeman. She made the process of finding a new lender seamless. She was able to secure us a better rate than our previous lender, which made a real difference.
Read moreStephanie Lu
6 days ago
I had the pleasure of meeting with Tracy Valko when my son became interested in purchasing a home. Tracy is truly a gem in this very exciting and somewhat challenging times of Real Estate. Tracy offered her extensive knowledge regarding mortgage lending. Tracy continues to share her plethora of referrals to various companies contacts to help us with all of the services we need in or outside of mortgage lending. We will keep in touch with Tracy as she is reliable, approachable and an outstanding achiever! Glad to have met you Tracy!
Read moreCosmou19
8 days ago
So impressed with the fantastic service I received from Cindy on the purchase of my home and sale of my condo. She went above and beyond to make this process painless and gave some great advice along the way. Edited to add: yet again, 5 years later, Cindy has been nothing short of incredible to work with. She went above and beyond to work with our unique situation and find solutions that fit our family.
Read moreSarah Parton
5 years ago
Signal Views TM
9 days ago
I've had a fantastic experience working with Tracy Valko and the team. Carol was caring, informative and responsive. She ensured I had all the information I needed as a first timer and was happy to answer any and all questions I had. Their system makes the entire process very streamlined and easy to navigate. Highly recommend!
Read moreAleksis
13 days ago
Let us help you renew with a strategy, not just a rate.
If your mortgage renewal is coming up in the next 6 to 12 months, now is the time to review your options. Many homeowners accept their bank’s renewal offer without comparing rates. Exploring other lenders could help you secure a better rate or lower your monthly payment before you sign.
